Homeshield is a comprehensive package of insurance benefits designed to cover your building(s) and its contents against all possible kinds of insurable perils such as fire, lightning, explosion, earthquake, storm, flood, cyclone, burglary and other major perils. Your building cover can be arranged in conjunction with your contents cover or on its own.

Coverage

Cover 1 - Buildings

• Among others, buildings insured against storm, flood, fire, explosion, lightning, earthquake, riot, civil commotion, strike, labor or political disturbance malicious persons or vandals etc
• Accidental Damages can be covered under “Homeshield Extra Damage”, if required.
• Option for additional cover for insurance against pipes and cables, glass and sanitary ware, water and cooling installations etc.
• Owner's Liability to Public upto a limit of RO. 100,000/-

Cover 2 - Contents

• Among others, contents insured against storm, flood, fire, explosion, lightning, earthquake, riot, civil commotion, strike, labor or political disturbance malicious persons or vandals etc
• Accidental Damage can be covered under “Homeshield Extra Damage”, if required.
• Option for additional cover for insurance against deep freezer contents, mirrors and glass, TV, videos etc
• Legal Liability and World-wide Personal Liability
• Tenants Liability for Damage

Cover 3 - Personal Possessions

• Unspecified valuables, clothing and personal effects, personal money and credit cards.
• Accidental loss of or damage to items and specified valuables.
• Accidental loss of or damage to pedal cycles owned by any member of Insured's household.
• Accidental loss of or damage to Sports Equipment and specialized sports clothing owned by any member of Insured's household.
• Accidental loss of damage to pedal cycles owned by any member of Insured's household.

Cover 4 - Small Boats

• Accidental loss of or damage to Boats in Sultanate of Oman or its coastal waters
• Third Party Liability which the Insured's becomes legally liable to pay arising out of ownership or use of insured Boat upto a maximum limit of RO. 50,000/-.

Exclusions applying to all Sections

• Radioactive Contamination and War Risks
• Sonic Bangs
• Existing Damage
• Loss of Value
• Wear and Tear
• Consequential Loss
• Matching of Items

Premium For premium details and other information on our Personal Accident insurance package, please contact us at :


Royal & SunAlliance Insurance Oman SAOC PO Box 889, Postal Code 100
Muscat, Sultanate Of Oman
Tel: +968 24478318
Fax: +968 24482296
E-mail:rsaoman@om.rsagroup.com


Note The above details only present a brief idea of the aforementioned policy and things not included in it. Contact us for further details and information